How does selling my motorhome work?

Fill in our online form, then we take care of everything: Online valuation : you describe your motorhome (brand, type, year, mileage). First offer : we call you back the same day. Payment and collection : if the offer suits you, we come to you to inspect the motorhome, pay you and collect it. You have nothing to do.

How long does the inspection take?

The physical inspection of your motorhome takes about 45 to 60 minutes. Our experts check the mechanics (engine, gearbox, chassis), the living cell and its habitability, the equipment (heating, water, gas, electricity, pop-top or overcab), as well as the general condition of the bodywork and tyres.

What documents do I need to provide?

You need to provide: the registration certificate (logbook), the certificate of conformity (COC) if available, the service book and maintenance invoices (engine and living cell), the latest valid MOT/technical inspection where applicable, as well as all keys and remotes for the vehicle and lockers.

Can I sell a motorhome on finance/leasing?

Yes, we can buy your motorhome on finance or lease. We contact your finance or leasing company directly to obtain the outstanding balance and arrange the buyback. You don't have to deal with the paperwork.

Do you buy motorhomes registered abroad?

Yes, we also buy motorhomes registered abroad (France, Netherlands, Germany, Spain, Italy, etc.), provided you have all the documents required for the transfer. Contact us so we can tell you the exact list for your country of registration.

Payment is made within 24 working hours of accepting our offer. The transfer is made to the bank account of the motorhome's owner.

Is the online valuation really free?

Yes, the online valuation is completely free and without obligation. You receive an immediate price estimate based on the information provided and the used motorhome market data.

Do you take accident-damaged motorhomes?

Yes, we take all types of motorhomes, including vehicles that have been in an accident, fire, water damage or need repairs (living cell, mechanics, roof). The offer will naturally be adjusted according to the actual condition of the vehicle.

Is a technical inspection mandatory to sell?

It depends on your country of registration and the age of the motorhome. In Belgium, a recent technical inspection is generally required for the transfer. We help you check what applies to your situation and, if needed, arrange the inspection before the sale.

Selling a Motorhome on Leasing or Finance: Is It Possible?

You have a financed motorhome and you want to sell it? The short answer is yes, absolutely. But the process is different from a standard sale, because the vehicle does not yet fully belong to you: the finance or leasing company keeps a legal interest in it until the outstanding balance is paid in full. Here is how it works, step by step, and why handing the buyback to a professional like Camper Cash makes it far easier.

Leasing, hire purchase, or a plain loan: what is the difference?

Before selling, you need to know which type of contract you signed, because the rules are not the same.

Financial lease: you lease the motorhome long-term with an option to purchase at the end. The vehicle is registered to the leasing company, which remains the legal owner until you exercise the option.
Hire purchase / lease-buy (credit-bail): a similar structure, often with a monthly instalment and a residual value to pay in order to become the owner.
Standard motorhome loan: you are already the owner, but the bank holds a security interest over the vehicle until the outstanding capital is repaid.

In all three cases we are dealing with a vehicle that has outstanding finance. It can be sold, but the finance has to be settled first.

Finding out the outstanding balance (settlement figure)

The first essential step is to ask your leasing or finance company for the settlement figure — the exact amount needed to release the motorhome, including residual interest and fees. This document is usually valid for around 30 days.

Contact your finance company in writing and ask for an "early settlement quote" or "redemption statement". This number drives the entire transaction.

Why this balance matters

If the buyback value of the motorhome is higher than the outstanding balance, you receive the difference. If it is lower, you must top up the shortfall to release the vehicle. Do this calculation before listing the motorhome.

Early-termination fees

Most contracts include an early-settlement fee or early-termination charge, capped by law on consumer vehicle loans in many countries. Depending on the contract, it often equals a few months of interest or a percentage of the outstanding capital. Read your lease or loan agreement: the conditions are stated there.

For hire purchase and financial lease, additional termination fees may apply. Always request a written breakdown from your finance company.

The third-party buyback process: how it works

Selling to a professional like Camper Cash removes the complexity of the finance. The principle is straightforward:

You send the settlement figure and the registration certificate.
Camper Cash contacts the finance company directly to arrange payment of the outstanding balance.
The balance is paid to the finance company, which releases the vehicle and provides a settlement / release letter.
If the buyback exceeds the balance, you receive the difference. If it is lower, you cover the shortfall.

A private sale is nearly impossible

A private buyer will almost always refuse a motorhome that is still on finance. They will not advance the funds to settle the finance, wait for the release letter, or carry the administrative risk. Only a structured professional can handle this operation safely.

Documents to prepare

To keep the buyback on track, gather the following now:

your lease or loan agreement (conditions and termination clauses);
the latest statement or payment schedule from the finance company;
a recent settlement figure (no older than 30 days);
the registration certificate (logbook / V5) of the motorhome;
a valid ID document;
where applicable, a recent MOT / roadworthiness certificate.

The more complete the file, the faster the transaction.

Why trust the sale to Camper Cash

Selling a low-profile, overcab, integral, or van/campervan that is still on finance is a heavy administrative journey on your own: coordinate the release with the finance company, secure the balance payment, collect the documents, then transfer the registration. Many sellers give up along the way.

Camper Cash handles the entire process with the finance company, anywhere in Europe. We pay the outstanding balance directly to the finance company, obtain the release letter, and finalise the transfer. You simply hand over your file — we take care of the rest, within the terms of your contract.

In summary

A motorhome on leasing or finance can be sold without issue, provided the finance is settled first. The key is knowing the settlement figure and relying on a professional buyer who can manage the release with the finance company. Rather than hunting for a private buyer willing to take on the hassle, turn to a specialist buyback service: the fastest, safest, and least time-consuming route.

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